Picture it: it’s June, inching closer and closer to triple digits, and your cooling system dies. It just dies. Gone. No more AC system, no more cool air to help you stay comfortable. It’s finished.
So you call an HVAC company to come perform an inspection and they confirm what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – it’s going to cost anywhere from $7,000 to $70,000, depending on the type of air conditioner(s) you want, the type of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the hottest time of the year soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you remember that the typical consumer in the United States has under $5,000 they can get their hands on, it makes perfect sense. So when life happens and things die, and unexpected costs such as an AC repair or replacement is needed, it is vital that we have affordable financing options available.
At Sunbeam Service Experts we have multiple financing options for homeowners looking to replace their heating or air conditioning systems. The first set of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period lapses.
Sunbeam Service Experts also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the total value as quickly but can afford a lower cost every month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new HVAC system more affordable, while also investing in an efficient system that will help lower energy bills while giving home comfort.
The financing programs at Sunbeam Service Experts are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what are you waiting for? Call Sunbeam Service Experts today for a complimentary in-home home comfort analysis and we will help you discover which HVAC system is right for your home AND which financing option fits in best with your life. We can’t wait to work with you!